Pensacola, my home town, suffered a big, massive flood on April 29, 30 2014,  we got at least 18 inches of rain, just rain, however neighboring neighborhoods got several feet because of low lying land.  Governor Rick Scott declared Florida a state of emergency .  A lot of residents have lost their homes, many are having to reconstruct theirs, tearing out sheet rock, throwing out furnishings, personal memorabilia,  so far it has affected 3200  residents and businesses.

There is a link in the PNJ website to charity, volunteer groups in the Escambia , Santa Rosa, Okaloosa communities.  For example in Pensacola, manna food pantries  was affected with the flood they need help restocking their shelves to help feed the needy within the community.

Who is covered for flood insurance ?  Most people who live near or on the water get  coverage through their homeowners insurance.  With all the hurricanes and coastal water in Florida, insurance companies make it very expensive to get coverage because they do not want to pay out or get wiped out( go bankrupt).  For people who live in water free zones that coverage was not necessary, so what happens now?  Will residential homes and businesses get assistance from FEMA ? Will they get assistance period?

Here is a list of all types of insurance companies in the United States. ( home health , car, travel. workers compensation etc…)  All this coverage and yet normally we do not get what we pay in to these insurance policies.  Something is mathematically wrong, just wrong period.